Margaret, 90 years, valued her independence and cherished her home. Although her mind was sharp, her body needed assistance. In-home healthcare was an option, but unaffordable. Seeing their mother’s dilemma, one of Margaret’s sons recommended she get in touch with me to explore the possibility of a reverse mortgage. It proved to be the perfect solution, allowing her to tap into her home’s equity to cover healthcare costs and retrofit her home for easier and safer navigation. Margaret now enjoys comfortable living at home, where her heart truly resides. If you know anyone like Margaret, please reach out to me. I would be happy to provide a no cost reverse mortgage consultation.

Eleanor, a senior, was overwhelmed by her finances. She had taken out a HELOC on her home to cover living costs. But as interest rates rose, her payments became unmanageable. Her local bank referred her to me, and we found the perfect solution—a reverse mortgage. It cleared her HELOC debt, provided funds for daily expenses, and eliminated monthly mortgage payments* If you know a senior like Eleanor, please reach out.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home according to FHA requirements. Failure to meet these requirements can

trigger a loan default that may result in foreclosure.

Nancy had just lost her husband of 53 years and did not know what to do. The bills were piling up, and her monthly social security check alone wasn’t sufficient to cover her expenses. Previously, with both her and her husband’s social security checks, they managed to make ends meet. However, now that she was relying solely on one source of income, she feared having to sell her cherished home, which was the last thing she wanted. In her search for a solution, Nancy turned to her attorney, who recommended reaching out to me to explore the potential of a reverse mortgage. This turned out to be the lifeline she needed. Nancy accessed the equity in her home and set up monthly disbursements to supplement her income, helping her cover her living expenses comfortably. Thanks to the reverse mortgage, Nancy could preserve her home, meet her financial obligations, and lift the heavy burden of financial stress from her shoulders. If you are aware of anyone facing a situation like Nancy’s, please don’t hesitate to connect them with me.

John and Ruth, both in their 80s, had cherished their home for five decades. Reliant solely on a fixed income from social security, they struggled to make ends meet. Depleting their investments had left them facing a pressing cash flow challenge. Despite these financial concerns, they were determined not to part with their beloved home. Their attorney, recognizing their predicament, referred them to me. Through a reverse mortgage, we devised a solution. John and Ruth accessed 50% of their home’s equity using a reverse mortgage line of credit, providing them with much-needed financial relief while allowing them to hold onto their cherished home. If you know any seniors like John and Ruth, please reach out and I can provide a complimentary reverse mortgage consultation.

William and Jane, both in their early 70’s, had decided to get a divorce. They owned a home together. Jane wished to retain the house and William wanted his share of the equity. Jane visited her bank to find out if she could obtain a loan to pay William. She learned that her fixed income from social security was not enough to qualify for a traditional bank loan. However, the branch manager recommended reaching out to me to see if a reverse mortgage might be the solution. It was, she was able to qualify for a reverse mortgage and pay William with the loan proceeds. She now has full ownership of the home, and she does not have to make monthly mortgage payments.* If you know anyone 62 or older who is going through a divorce and needs financial assistance, please let me know.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.

Carol, an 80-year-old, was visibly shaken. Living on a fixed income had become a struggle. Her beloved home of 45 years, with its increasing value, had led to higher property taxes. Falling behind on payments put her at risk of losing her home to foreclosure. Her local tax collector suggested she contact me to explore a reverse mortgage. It was the lifeline she needed. With the reverse mortgage we paid her back taxes, set up an escrow for future payments, and provided funds for daily living. Best of all, the reverse mortgage relieved her of having to make monthly mortgage payments.* If you know someone like Carol, please connect them with me for a no-cost reverse mortgage consultation.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.

Steve and Janet, both in their senior years, were distraught. They were looking to downsize from their longtime home to a more manageable single-level residence. Both relied solely on fixed incomes from social security, and although they would have a substantial down payment from the sale of their current home, they could not qualify for a traditional mortgage. Their banker suggested a reverse mortgage for purchase, which was a perfect fit. They used the sale proceeds as a down payment and secured the rest through a reverse mortgage, eliminating monthly mortgage payments.* If you know anyone in a similar situation, please let me know. I would be happy to explain how a reverse mortgage for purchase works.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.

Bob, a lifelong self-employed contractor, has achieved much in his career. However, as he approaches his 70s, he finds retirement elusive. Despite paying off his mortgage, putting his children through college, funding two weddings, and assisting with their home down payments, Bob and his wife Carol have minimal social security income and savings. Seeking financial guidance, Bob consulted a planner who recommended exploring a reverse mortgage with me. Despite lacking a 401k, Bob’s home held substantial equity. He was thrilled to discover that a reverse mortgage would allow him to access this equity without monthly mortgage payments.* After a lifetime of caring for his home, it was time for his home to provide for him. If you know someone like Bob who could benefit from a reverse mortgage, please reach out.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.